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Old 26-03-15, 17:48
Grant Bowker Grant Bowker is offline
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Several provinces (I believe BC, Sakatchewan, Manitoba and Quebec) have mandatory provincially run insurance plans that vehicle owners are required to deal with for basic liability coverage. In these provinces, you only get to chose the provider for optional coverages such as fire/theft/collision. In these provinces, it can be hard to get round the combination of registrar and (basic) insurer combined into govenment staff. As stated above, there seem to be conflicting opinions expressed by different staff and conflicting experience with different offices of the same agencies.
"Restored historic vehicle" has a very diiferent ring to it than "old tank" so a great deal may depend on the sympathy/interest/knowledge level of the person you are dealing with and their reaction to your approach.
If you have knowledge of the text of the acts and regulations, you may be able to lead them to accept your position by being able to show the text that permits them to do what you are asking for. Regulations can be written and interpreted as permitting, restricting or prohibiting activities. Hopefully the "historic vehicle" owners can find clauses in the regulations that permit their intended use rather than meeting staff who quote clauses prohibiting the activity.
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