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#1
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Im not sure at what year this started as standard practice but the computers now have that data of speed,braking etc stored in them. And yes the police do use it if it is avail as legal evidence. I was just talking to my wife about this today. That car, and that computer is the owners legal property. Like anything, you would assume police or insurance company's would need a warrant to seize it, and if not, anything on it would be inadmissible in a court of law, but i have yet to hear of anything like that in canada
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1943 White M2A1 Halftrack (converted from an M4A1) |
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#2
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From a 2013 news story
"While there are at least 12 US states that have laws regarding the ownership and use of EDR information, Canada does not have EDR specific legislation and this data is regularly used in the courts." I cannot immediately recall insurance companies using the data to deny claims, but if its used in court then its available, and Im quite sure they will, and have, deniec claims Car insurance companies are now using something very similar..in Canada Desjardins is calling it "Ajusto" claiming it will reduce your bills if the info shows you are a "safe" driver".. ( a somewhat relative judgement determined by the insurance company) now optional, what happens when all insurance companies have this? I dont see this as lowering your costs, but rather as an excuse to charge much more if you do not agree to having this installed to monitor and report on your driving. (acceleration, speed, braking force etc) if you accelerate hard, they may feel you are a risk... if you brake hard..same deal.. speeding? well of course..risky all= more $ regardless of whether you've ever been in an accident. BTW in Quebec if you have several accidents that were not your fault (3 i think) you re considered to have bad luck and so are a risk..= higher rates.
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