OMVA Milton 2018

[chris vickery]

That brings up a curious question regarding insurance.
Is this a requirement of the OMVA or that if the host (Steam Era)?
I am wondering if and how all the collectors that display their antique farm tractors insure themselves for such an event?
Does the OMVA not carry liability insurance that acts as an umbrella for those operating vehicles as part of a group function?

[Robin Craig]

There are many facets to the insurance Chris, while the OMVA has insurance it is typically the responsibility for those running vehicles around to be insured.

The sub atomic hair splitting and finger pointing of who is liable for what will likely take this thread viral, but in my basic understanding the OMVA insurance would (and I am willing to stand corrected) cover someone exhibiting a vehicle and another person tripped on a corner and sued. That is different than if you were trundling around the site in your universal carrier and flattened muffy the family pet.

That is kind of my take on it. Maybe the wise elders of OMVA can expand on it. I know my CL70 if brought will not be insured but then again it wont be running just yet.

[chris vickery]

Thanks Robin I understand that part but how have guys gotten away with operating the likes of carriers etc at shows then? I will bet the owners are not insured as typically the event provides coverage of some sort.
I am sure all the collectors and farmers who attend this venue carry zero liability insurance, typically all these sorts and types of equipment are not insurable eg
antique steak engines, bulldozers, universal carriers etc.
I’d be interested to know how and if insurance is obtainable.
What about those persons zipping around the shows on golf carts, mini bikes etc?
Suppose everyone is taking a chance these days. Once again, is this request that if the OMVA or the host?

[Robin Craig]

Chris,

some look at life through rose coloured lenses.

The organisers are stating what needs to be said for due diligence. No one is gong to stand there and demand to see proof of insurance, yet.

The subject of carriers and various vehicles and insurance has been done to death in my opinion and caused many a bun fight, I have seen and been involved in a few.

I think we all know what is required, and most act within the rules as adults should. Others choose to do differently, which is why some don't attend certain events with them or stay away from them.

Our veterans fought for our right to follow rules or not and be persecuted or prosecuted accordingly.

I think that covers most aspects now.

What are you bringing down Chris? The Mule?

[Bruce Parker (RIP)]

Originally Posted by chris vickery

Thanks Robin I understand that part but how have guys gotten away with operating the likes of carriers etc at shows then? I will bet the owners are not insured as typically the event provides coverage of some sort.
I am sure all the collectors and farmers who attend this venue carry zero liability insurance, typically all these sorts and types of equipment are not insurable eg
antique steak engines, bulldozers, universal carriers etc.
I’d be interested to know how and if insurance is obtainable.
What about those persons zipping around the shows on golf carts, mini bikes etc?
Suppose everyone is taking a chance these days. Once again, is this request that if the OMVA or the host?

If you bring an antique tractor to the International Ploughing Match they require proof of $2 million liability insurance. I'm not sure if that is the tractor individually insured or as part of the farm owner's property insurance. For carriers and other non-insurable vehicles, I wonder if there is a two day/$30 policy you might get for the event.

[Les Fisher]

Hi guys, I am coming late to the thread. So here is my take on it. The point of Terry’s comment is to please come out to the event. It’s a fun weekend and if you have an MV like a carrier, Amoured car or a bike then this is your chance to drive it around the large event without worrying about it! I have plates on my Command Car so no big deal for me. Steam engines being driven by 9 year old kids with his grandpa and combines with the knives and head spinning will be seen and no one seems to care. There are no licence plates on them either, just like you carrier, amoured car or perhaps your bike. You will see wood cutting and many other machinery operating with no or little gaurds and other safety equipment. That’s because back then they just didn’t have any. At night you can stay warm standing between the line up of stut down steam engines while watching the tractor pull.
We as the executive of the OMVA need to tell you to insure your vehicle so we as the executive can be seen doing our due diligence! No one will be policing it, but you already know if you have insurance or need it or can obtain it. If you go to the steam era web site they also ask for it as well. So say you are a guy named Barry (not the guy I know)and you have a MV that runs over something, some buddy or just runs into something. We as the OMVA is insured and always have been even before I became the President ! If your Barry and you don’t have some sort of insurance then your not insured !
The point I want to make is please come out to the event as it’s a fun weekend driving around, watching the huge interest in our green stuff. It’s fun to chat with each other talking about our stuff meeting new people and the BBQ is great!
I can’t stress it more then drag it out, display it so others can enjoy it and you !

[chris vickery]

Thanks guys for the comments, by no means did I intend to create a controversy.
I was simply interested to understand how insurance is applied within a special interest group such as the MV world, antique tractor enthusiasts and the like..
Is there such a thing as personal liability insurance available to the likes of us for such things? I have always wondered about the potential “what if” situation.

[Les Fisher]

Unfortunately we as the executive of the OMVA can’t answer that. That’s a question you should put to your agent. We can only try to provide a venue that will induce you and others to come out and enjoy a great event. Please come out and bring a MV bring your family and friends get your friends to join the club and stay for the BBQ.