tracked vehicle question?

[Frank v R]

never tell them more than their poor little brains can handle , a Halftrack has 2 drive axles , sounds like a White truck to me, my 2 cents, and Hagerty insures them but make sure you speak only to Hagerty,

[Grant Bowker]

Several provinces (I believe BC, Sakatchewan, Manitoba and Quebec) have mandatory provincially run insurance plans that vehicle owners are required to deal with for basic liability coverage. In these provinces, you only get to chose the provider for optional coverages such as fire/theft/collision. In these provinces, it can be hard to get round the combination of registrar and (basic) insurer combined into govenment staff. As stated above, there seem to be conflicting opinions expressed by different staff and conflicting experience with different offices of the same agencies.
"Restored historic vehicle" has a very diiferent ring to it than "old tank" so a great deal may depend on the sympathy/interest/knowledge level of the person you are dealing with and their reaction to your approach.
If you have knowledge of the text of the acts and regulations, you may be able to lead them to accept your position by being able to show the text that permits them to do what you are asking for. Regulations can be written and interpreted as permitting, restricting or prohibiting activities. Hopefully the "historic vehicle" owners can find clauses in the regulations that permit their intended use rather than meeting staff who quote clauses prohibiting the activity.

[Perry Kitson]

I have been through the registration and insurance thing more times than I care to remember. In Ontario, you can get a registration for almost anything you want, it's getting it plated and insured that is the difficult thing. As soon as an insurance company knows it's an armoured vehicle, they will not touch it, Hagerty included. If you only give them a little bit of information to get it through the insuring process, it's like Charlie says, be prepared to lose your house and all your worldly possessions in the lawsuit that follows if you are ever involved in an accident.

Perry

[Andrew]

Perry, hagerty does insure armor, and yes I have sent them many pictures of my halftrack for them to appraise it, so there is no discrepancies in what it is. They happily insured it, and also told me they have more than a few of them insured in the US. I should also note, dont even bother with the a@@hats at Lant insurance who sell hagerty policies, they said no right off, deal directly with hagerty, thats what i did

Andy

Originally Posted by Perry Kitson

I have been through the registration and insurance thing more times than I care to remember. In Ontario, you can get a registration for almost anything you want, it's getting it plated and insured that is the difficult thing. As soon as an insurance company knows it's an armoured vehicle, they will not touch it, Hagerty included. If you only give them a little bit of information to get it through the insuring process, it's like Charlie says, be prepared to lose your house and all your worldly possessions in the lawsuit that follows if you are ever involved in an accident.

Perry

[charlie fitton]

Give us a name of the agent, then - I'm interested in liability more that replacement, but....

Here's an interesting quote from their page..

" Vehicles must be 1985 or older
Vehicles must be properly garaged
No off road usage
No battle reenactments
Vehicles must be de-militarized (armaments removed or disabled)"

f

[DanJahn]

Hi again

Here in BC when you apply for special plate status you are required to send in pictures of the vehicle with the application so the tracks will sort of be obvious. A fellow now working for Hagerty used to be here in BC with ICBC and was very good for the military vehicle collectors.

Dan

[Andrew]

There is no agent name on my paper work, broker is
Hagerty Canada- 800 922 4050. They are in the same building as Lant, but they are a floor above i believe suite 409.

You are correct, they do not insure for anything other than road. All guns MUST be deact to legal standards also, no live guns

Originally Posted by charlie fitton

Give us a name of the agent, then - I'm interested in liability more that replacement, but....

Here's an interesting quote from their page..

" Vehicles must be 1985 or older
Vehicles must be properly garaged
No off road usage
No battle reenactments
Vehicles must be de-militarized (armaments removed or disabled)"

f

[Michael R.]

Hagerty will act as agents to insure tracked vehicles in Ontario, Canada?
If you have not allowed your current policy from 2013 or earlier to expire: maybe.
New policy? Nada.

[Gord Falk]

On Jan. 1, 2012 Manitoba passed the The Body Armour and Fortified Vehicle Control Act. Under the act a fortified vehicle is specified as:

"fortified vehicle" means a vehicle that has one or more of the following fortifications:
(a) material that has been designed to be resistant to explosives, bullets or other projectiles on a door or window, or anywhere else on the interior or exterior of the vehicle;
(b) subject to the regulations, protective material such as metal, ballistic nylon or reinforced fibreglass that has been added to the interior or exterior of the vehicle after it was manufactured;
(c) holes or slots that allow a firearm to be discharged from the vehicle without exposing the shooter;
(d) any other prescribed fortification.

Prior to the Act becoming law, I wrote a letter to my local Member of Legislature Assembly regarding my hobby and the impact the act would have. The MLA forwarded my letter to the Minister of Justice. To shorten the story a senior advisor met with me in my shop looked at the vehicles and agreed that we should be exempt and under the regulations military vehicles are exempt. If the change was not made, I would have had to sell my Ferret.

Gord Falk
Steinbach, MB