I think if you google fintrac you will better understand some of the reasons why the tellers are asking questions. I, too, like to give them very few answers. If I am buying another truck or another rifle, and need $9K, they always want to sell you a cashiers cheque. I tell them I am buying a vehicle (no matter what I am buying) and that I can negotiate with cash, but not with a cheque. Then they want to give me mostly cheque and some cash. I turn them down. Then they offer to go into one of the side rooms to count it out so nobody sees me with that amount of cash. I explain to them that if I were to lose $10K, it is not exactly life altering and counting it out at the tellers post is just fine.
If you dig into fintrac, you will see that they want tellers, real estate agents, casinos, and others who deal in cash to report any suspicious transactions. I have also dealt with the 20 question game when I have come back from some of the larger gunshows, and want my pockets back.
|