Which brings me to my answers to the questions:
- What is the longest distance you have driven your MV for an event. 200 miles in a single direction or day so 400 miles round trip.
- Have you ever had to be towed home? Yes, twice both under 10 miles.
- What type of MV had to be towed? 3 Ton CMP cargo and 3 Ton Radio
- Do you limit events you would drive to with your MV because of fear of having to be towed home? Yes because having a 3 ton towed home is not something done with the local rollback.
- Would you take part in more events if you had real tow home insurance? Yes
- Would you rather have it on your own vehicle insurance? Depends on cost.
- What if it was event coverage, which required you to preregister and prepay for the event? If it meant it limited by out of pocket cost
- Now for the big question what would you pay for this type of coverage. Well given that fuel is now costing me $100USD to take my C60S Radio truck to regular events, knowing what it would cost for the insurance would be a measurable risk to cost. $100+USD extra a year to not have to worry about and actually get tow home service would be worth it.
How about a little more on your experiences?